Financing
Financing Your Pool or Hot Tub with Picture Perfect Pools & Spas
At Picture Perfect Pools & Spas, we understand that investing in a pool or hot tub is a big decision. That’s why we offer a range of flexible financing options to help make your dream pool or spa a reality. Whether you’re looking to finance a new above-ground pool, inground pool, or a hot tub, we’ve partnered with trusted lenders to provide you with easy and affordable solutions.
With financing options from Wells Fargo, Upgrade, HFS Financial, and First Source Federal Credit Union, we make it simple for you to enjoy your new backyard oasis without breaking the bank. Explore our available financing programs below and choose the one that works best for you!
Questions? We’re Here to Help!
Not sure which financing option is best for you? Contact Picture Perfect Pools & Spas and we’ll walk you through your choices and help you find the best fit for your budget and project.
Why Finance Your Pool or Spa with Us?
- Flexible Payment Options: Spread the cost of your pool or spa over time, making it more manageable.
- Fast and Easy Process: Quick applications and fast approvals get your project moving faster.
- Competitive Interest Rates: Enjoy great rates from reliable lenders.
- No Prepayment Penalties: Pay off early with zero penalties or hidden fees.
How to Apply
- Choose your preferred financing option (Wells Fargo, Upgrade, HFS, or First Source).
- Click the link to apply online or visit the applicable website.
- Complete the online application and receive approval within minutes (for most cases).
- Use your approved financing to purchase your new pool, spa, or pool equipment.
Financing Options
Wells Fargo Financing
We’re proud to offer Wells Fargo Financing, a trusted national lender with convenient and secure financing options for your pool or spa project. Whether you’re investing in a new hot tub, upgrading equipment, or building a new pool, Wells Fargo offers:
- Convenient Monthly Payments: Spread the cost over time with predictable payments.
- Special Financing Offers: Take advantage of promotional rates (subject to credit approval).
- Online Account Management: Manage your financing with ease using Wells Fargo’s secure online tools.
- Quick Credit Decisions: Apply online and get a decision fast.
Apply now through Wells Fargo and bring your backyard vision to life.
Upgrade Financing
Upgrade offers easy and transparent financing solutions for all your pool and spa needs. Whether you’re purchasing a new pool, upgrading your existing equipment, or financing a hot tub, Upgrade makes it simple.
- Competitive Rates: Low interest rates on loans up to $50,000.
- Flexible Terms: Loan terms ranging from 24 to 84 months.
- Easy Application Process: Apply online and receive a decision in minutes.
- No Prepayment Penalties: Pay off your loan early with no extra fees.
HFS Financing
We’ve partnered with HFS Financing to provide a straightforward way to fund your pool, spa, or equipment. With flexible terms and fast approvals, HFS helps bring your dream project to life.
- No Fees: No application or prepayment fees.
- Fast Approval: Get approved in as little as 24 hours.
- Flexible Terms: Loan terms up to 20 years.
- High Loan Amounts: Finance up to $100,000.
First Source Credit Union Financing (Local Option)
Located in Clinton or the surrounding area? First Source Credit Union is your trusted local partner for home improvement financing—perfect for pools, spas, and backyard projects.
- Low-Interest Rates: Keep your payments low with competitive local rates.
- Local Support: Work with a team that understands your community and your needs.
- Flexible Terms: Choose a plan that fits your budget.
- Easy Application: Apply online or at a nearby branch.